Drmichaelmanuels

What is the first thought you get when you hear the words “natural skin care remedies”? Do you think about things you can do at home to make your skin beautiful? Or do you associate it with natural skin care you can buy instead? For me, natural skin care remedies include both things – face gymnastics to give yourself a little face lift without a knife daily, cosmetics you can make in your own kitchen, but also 100% natural, commercial skin care products. There are as thousands of remedies there for all kinds of skin problems out there, but in this article I’d like to concentrate on the ones that slow down the signs of aging, that means the ones which smooth away wrinkles, tighten skin and make the skin look younger. Believe me, I’ve done my research and I can say there are so many natural substances that are supposed to make your skin look youthful and smooth. Usually these substances need to be used on the skin in the form of a cream, or taken orally as a supplement. Of course many foods in themselves are filled with vitamins and nutrients that can help your skin rejuvenate itself, […]

Investors have long discussed, argued and debated whether single family homes or multi-units are better for your real estate investing portfolio. There are advantages and disadvantages for each and I will briefly highlight some of these below. Let’s start with single family homes. Single family homes are typically easier to finance, easier to find long term tenants for and easier to sell. They are easier to finance because you can go to just about any bank and get a non-owner occupant loan, often with very little down payment. (But note, at the time this is being written, May of 2008, lending requirements have gotten significantly stiffer.) Single family homes are easier to find long term tenants for because many tenants prefer living in a detached home rather than sharing a wall and/or ceiling with multiple neighbors in a multiplex unit. Tenants also tend to stay longer because those who rent houses instead of apartments tend to have more stuff and they don’t like to move it as much. Since you can sell your single family home either to another investor or to any family looking for a home, you have a very large market for liquidating your property. Another advantage […]