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Are you in the mood for some delicious cold appetizer recipe ideas? If you are, you are in luck, because we love eating great tasting foods and we have some great ideas to share with you. Whether you are meal planning to feed a hungry crew at home or you need to prepare a fast and easy recipe to take to a holiday party, you want to make something so good that no one can get enough of it. You actually want to create the best tasting and flavorful dish you can.

Easy Party Appetizers for Your Next BBQ Grilling Party

Do you realize that some of the most delicious of appetizers are most welcome in any setting? Whether you are having a small family barbeque grilling party or you are planning the menu for your wedding, you want to serve foods and beverages that are unforgettable. Serving a dish that everyone likes is special, and you will know just how special as you watch people return for more or ask you how to make it.

Recipe for Creamy Onion Artichoke Dip

What You Need

 

  • ½ package soften cream cheese 4 ounce
  • 1 large container onion dip 15.5 ounce
  • 1 large container drained chopped artichoke hearts 15.5 ounce
  • 1 Tablespoon fresh chopped parsley
  • 1/3 cup diced scallions
  • ½ cup grated parmesan cheese
  • ½ teaspoon garlic powder
  • ¼ teaspoon pepper
  • ¼ cups diced bell pepper
  • 1/8 teaspoon paprika
  • 1 pound round bread
  • Assorted fresh cut vegetables
  • Assorted crackers

 

How to Make It

Allow the cream cheese to soften to room temperature by setting it out on the counter for at least 20 minutes before preparation time. Reserve 1 tablespoon of the diced scallions for garnish.

Using a large mixing bowl you will add the soften cream cheese and then beat until fluffy and smooth. Stir in the onion dip and then add the artichoke hearts. Mix to thoroughly combine.

Add the parsley, scallions, parmesan cheese, garlic powder, and pepper. Stir to combine ingredients completely and then place in the refrigerator until you are ready to serve.

Cut the top third of the bread horizontally off using a serrated knife. Cut along the inside edge of the bread and then remove the large pieces of bread you cut away. Trim the inside edge to about a ½ inch thickness, leaving the bread shell. Cut the large bread pieces into 1 inch bite size cubes and then reserve the bread cubes.

Spoon the creamy onion artichoke dip into the bread shell and then garnish with the 1 tablespoon of reserved scallions and the bell peppers before serving.

Alternately, you can make this dip and leave it in the bowl for dipping if you are not using round bread with this recipe. Choosing red, green or yellow bell peppers with add some color interest.

Serve to your party guests, family, and friends with plenty of fresh cut vegetables, assorted crackers and the reserved bread cubes. Another great idea is to prepare the bread cubes by brushing them with herbed butter and then toasting them in the oven.

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In the last few months we’ve seen a lot of Health Care Reform rules and regulations being introduced by the Health and Human Services Department. Every time that happens, the media gets hold of it and all kinds of articles are written in the Wall Street Journal, the New York Times, and the TV network news programs talk about it. All the analysts start talking about the pros and cons, and what it means to businesses and individuals.

The problem with this is, many times one writer looked at the regulation, and wrote a piece about it. Then other writers start using pieces from that first article and rewriting parts to fit their article. By the time the information gets widely distributed, the actual regulations and rules get twisted and distorted, and what actually shows up in the media sometimes just doesn’t truly represent the reality of what the regulations say.

There’s a lot of misunderstanding about what is going on with ObamaCare, and one of the things that I’ve noticed in discussions with clients, is that there’s an underlying set of myths that people have picked up about health care reform that just aren’t true. But because of all they’ve heard in the media, people believe these myths are actually true.

Today we’re going to talk about three myths I hear most commonly. Not everybody believes these myths, but enough do, and others are unsure what to believe, so it warrants dispelling these myths now.

The first one is that health care reform only affects uninsured people. The second one is that Medicare benefits and the Medicare program isn’t going to be affected by health care reform. And then the last one is that health care reform is going to reduce the costs of healthcare.

Health Care Reform Only Affects Uninsured

Let’s look at the first myth about health care reform only affecting uninsured people. In a lot of the discussions I have with clients, there are several expressions they use: “I already have coverage, so I won’t be affected by ObamaCare,” or “I’ll just keep my grandfathered health insurance plan,” and the last one – and this one I can give them a little bit of leeway, because part of what they’re saying is true — is “I have group health insurance, so I won’t be affected by health care reform.”

Well, the reality is that health care reform is actually going to affect everybody. Starting in 2014, we’re going to have a whole new set of health plans, and those plans have very rich benefits with lots of extra features that the existing plans today don’t offer. So these new plans are going to be higher cost.

Health Care Reform’s Effect On People With Health Insurance

People that currently have health insurance are going to be transitioned into these new plans sometime in 2014. So the insured will be directly affected by this because the health plans they have today are going away, and they will be mapped into a new ObamaCare plan in 2014.

Health Care Reform Effect On The Uninsured

The uninsured have an additional issue in that if they don’t get health insurance in 2014, they face a mandate penalty. Some of the healthy uninsured are going to look at that penalty and say, “Well, the penalty is 1% of my adjusted gross income; I make $50,000, so I’ll pay a $500 penalty or $1,000 for health insurance. In that case I’ll just take the penalty.” But either way, they will be directly affected by health care reform. Through the mandate it affects the insured as well as the uninsured.

Health Care Reform Effect On People With Grandfathered Health Plans

People that have grandfathered health insurance plans are not going to be directly affected by health care reform. But because of the life cycle of their grandfathered health plan, it’s going to make those plans more costly as they discover that there are plans available now that they can easily transfer to that have a richer set of benefits that would be more beneficial for any chronic health issues they may have.

For people who stay in those grandfathered plans, the pool of subscribers in the plan are going to start to shrink, and as that happens, the cost of those grandfathered health insurance plans will increase even faster than they are now. Therefore, people in grandfathered health plans will also be impacted by ObamaCare.

Health Care Reform Effect On People With Group Health Insurance

The last one, the small group marketplace, is going to be the most notably affected by health care reform. Even though the health care reform regulations predominantly affect large and medium-sized companies, and companies that have 50 or more employees, smaller companies will also be affected, even though they’re exempt from ObamaCare itself.

What many surveys and polls are starting to show is that some of the businesses that have 10 or fewer employees are going to look seriously at their option to drop health insurance coverage altogether, and no longer have it as an expense of the company. Instead, they will have their employees get health insurance through the health insurance exchanges.

In fact, some of the carriers are now saying they anticipate that up to 50% of small groups with 10 or fewer employees are going to drop their health insurance plan sometime between 2014 and 2016. That will have a very large effect on all people who have group health insurance, especially if they’re in one of those small companies that drop health insurance coverage.

It’s not just uninsured that are going to be affected by health care reform, everybody is going to be impacted.

Health Care Reform Will Not Affect Medicare

The next myth was that health care reform would not affect Medicare. This one is kind of funny because right from the very get-go, the most notable cuts were specifically targeting the Medicare program. When you look at Medicare’s portion of the overall federal, you can see that in 1970, Medicare was 4% of the U.S. federal budget, and by 2011, it had grown to 16% of the federal budget.

If we look at it over the last 10 years, from 2002 to 2012, Medicare is the fastest growing part of the major entitlement programs in the federal government, and it’s grown by almost 70% during that period of time.

Because of how large Medicare is and how fast it’s growing, it’s one of the key programs that ObamaCare is trying to get a handle on, so it doesn’t bankrupts the U.S. Medicare is going to be impacted, and in fact the initial cuts to Medicare have already been set at about $716 billion.

Medicare Advantage Cuts And The Effects

Of that $716 billion cut, the Medicare Advantage program gets cut the most, and will see the bulk of the effects. What that’s going to do is increase the premiums people pay for their Medicare Advantage plans, and reduce the benefits of those plans.

Increased Medicare Advantage Costs

Right now, many people choose Medicare Advantage plans because they have zero premium. When given a choice on Medicare plans, they view it as an easy choice because it’s a free program for them, “Sure, I get Medicare benefits, I don’t pay anything for it; why not.” Now they’re going to see Medicare premiums start to climb, and go from zero to $70, $80, $90, $100. We’ve already seen that with some of the Blue Cross Medicare Advantage plans this year. It’s going to get worse as we go forward in the future.

Reduced Medicare Advantage Benefits

In order to minimize the premium increases, what many Medicare Advantage plans will do is increase the copayments, increase the deductibles, and change the co-insurance rates. In order to keep the premiums down, they’ll just push more of the costs onto the Medicare Advantage recipients. Increased premiums and reduced benefits are what we’re going to see coming in Medicare Advantage plan.

Fewer Medicare Physicians

And then if that wasn’t bad enough, as Medicare doctors begin receiving lower and lower reimbursements for Medicare Advantage people, they’re going to stop taking new Medicare Advantage recipients. We’re going to see the pool of doctors to support people in Medicare starting to shrink as well, unless changes are made over the course of the next five years. So Medicare is going to be affected, and it’s going to be affected dramatically by health care reform. Everybody’s kind of on pins and needles, waiting to see what’s going to happen there.

Health Care Reform Will Reduce Healthcare Costs

The last one, and probably the biggest myth about health care reform, is everybody thinking that ObamaCare will reduce healthcare costs. That’s completely hogwash. Early on in the process, when they were trying to come up with the rules and regulations, the emphasis and one of the goals for reform was to reduce healthcare costs.

But somewhere along the line, the goal actually shifted from cost reduction to regulation of the health insurance industry. Once they made that transition, they pushed cost reductions to the back burner. There are some small cost reduction components in ObamaCare, but the real emphasis is on regulating health insurance. The new plans, for example, have much richer benefits than many plans today: richer benefits means richer prices.

Health Care Reform Subsidies: Will They Make Plans Affordable?

A lot of people hope, “The subsidies are going to make health insurance plans more affordable, won’t they?” Yes, in some cases the subsidies will help to make the plans affordable for people. But if you make $1 too much, the affordable plans are suddenly going to become very expensive and can cost thousands of dollars more over the course of a year. Will a subsidy make it affordable or not affordable is really subject to debate at this point in time. We’re going to have to actually see what the rates look like for these plans.

New Health Care Reform Taxes Passed On To Consumers

Then there’s a whole ton of new health care reform taxes that have been added into the system to help pay for ObamaCare. That means everybody who has a health insurance plan, whether it’s in a large group, a small group, or just as an individual, is going to be taxed in order to pay for the cost of reform. Health care reform adds various taxes on health care that insurance companies will have to collect and pay, but they’re just going to pass it right through to us, the consumer.

Mandate Won’t Reduce Uninsured Very Much

During the initial years of health care reform, the mandate is actually pretty weak. The mandate says that everyone must get health insurance or pay a penalty (a tax). What that’s going to do is make healthy people just sit on the sidelines and wait for the mandate to get to the point where it finally forces them to buy health insurance. People with chronic health conditions that couldn’t get health insurance previously, are all going to jump into healthcare at the beginning of 2014.

At the end of that year, the cost for the plans is going to go up in 2015. I can guarantee that that’s going to happen, because the young healthy people are not going to be motivated to get into the plans. They won’t see the benefit of joining an expensive plan, whereas the chronically ill people are going to get into the plans and drive the costs up.

Health Care Reform’s Purpose Is Just A Matter Of Semantics

The last portion of this is, one of the key things – and it’s funny, I saw it for the first two years, 2010, and ’11 – one of the key things that was listed in the documentation from the Obama administration was: Health Care Reform would help reduce the cost that we would see in the future if we do nothing today. That was emphasized over and over again. That was how they presented health care cost reduction, that it would reduce the future costs. Not today, but it would reduce what we would pay in the future if we did nothing about it now.

Well, that’s great, 10 years from now we’re going to pay less than we might have paid. And we all know how accurate future projections usually are. In the meantime, we’re all paying more today, and we’re going to pay even more in 2014 and more in 2015 and 2016. People are going to be pretty upset about that.

Conclusion

Those three myths, that health care reform is only going to affect the uninsured, that it won’t affect Medicare beneficiaries, and that ObamaCare is going to reduce healthcare costs, are just that. They are myths. There’s nothing to them.

It’s really important that you pay attention to what’s happening with health care reform, because there are more changes that are coming as we go through this year, 2013. Knowing how to position yourself so that you’re in the right spot to be able to make the best decision at the beginning of 2014 is going to be really important for everybody.

Have you wondered how your favorite athletes do their workout? Or what kind of exercises they perform, what kind of food they eat or how do they manage to relax under pressure situations? Probably you don’t care about all this because what matters for you is their performance in the sport. But it doesn’t mean that they don’t take care of themselves like we do.

In fact, athletes need to monitor their lifestyle very closely and keep their health conditions at par with their competitors; not just by eating right food items but also by consuming supplements.

Supplements are an integral part of athletes’ diet. It is required to have an enhancement of their endurance, and also to increase or, if not increase, at least maintain the appropriate muscle mass to be able to improve size and strength.

One of the most important parts of any sports nutrition is protein supplements. Without these supplements, athletes would not be the way they are at present. However, contrary to what most people think, diets jam-packed with protein do not necessarily build up muscle strength.

Building up muscle strength would be the job of regular physical activity. So if you want those big muscles you have to do exercises, not necessarily at gyms but could be also at your residences, daily. The key factor here is regularity. What you can achieve with steady and regular exercises may not be possible with a high profile but an irregular one.

Sports nutrition supplements need high levels of protein, which you can get from protein-rich foods. Enumerating all those food item will be a total waste of space in this article.

But to make you aware of the basics, here are a few of the foods that are rich in protein. There is fish, poultry and dairy products, and these are the foods you usually get your protein from because some sources of protein are high in fat and also in calories. So basically, you must take note of which sources are high in fat and which are not.

Even though nutrition supplements are useful, there are many reasons because of which sports nutrition experts discourage use of such supplements. One of the reasons is that these supplements can put a strain on your liver and kidneys.

Other reasons include high amounts of nitrogen in the nutrition supplement, which will only be excreted from your body as urea. But it is not as easy nor is as safe as it sounds because this said excretion often causes fluid imbalance, which leads to dehydration.

Another problem with sports nutrition supplements that have high amounts of protein from animal sources is that there are higher risks of heart diseases due to the high fat intake associated with such nutrition.

One more disadvantage of sports nutrition supplements is that there is a huge tendency that you will ingest amino acids that are capable of interfering with other amino acids, which results in a metabolic imbalance.

Beware of sports nutrition supplements that have high amounts of amino aids because it can cause gout; diarrhea and stomach cramping that can rank from mild to severe pain.

Even though sports nutrition supplements are being discouraged by sports nutrition experts, Bricker Labs, a sports nutrition supplement manufacturer, still does a lot of research, developments and marketing in this area.

Bricker Labs has over thirty years to blame for their success in their provision of sports nutrition supplements. They do not apply to sports nutrition only too, but also to weight loss, diet, health and other nutritional aspects.

It’s because of their experience in the field of sports nutrition and also because of their choice of perfectly safer ingredients in developing the nutrition that you would not like to consider any other manufacturer for your sports nutrition supplements. So what are the ingredients they use and how are they safer than those that other manufacturers use?

They make us of the L-Carnitine, which is mainly used for weight loss, energy and also for having a healthy heart function; Colostrums, which gives your body a healthy immune system function and also gives your body an improved stamina and also for an easier recovery in almost all cases; Vandayl Sulfate, which is capable of growing your muscles and also has the ability to define your muscles; Protein, everyone knows what protein is for and that is for sports nutrition, and also for health and muscle growth.

Another component is called Creatine, which is used for sports nutrition and muscle growth but it also involves bodybuilding at this time; HCA or Garcinia Cambogia, are for losing weight and suppressing your appetite; and last but certainly not the least, Vitamin B-12, is for overall health and nutrition.

All these ingredients mixed proportionately make the right sports nutrition. And an adequate dose of such nutrition gives the athlete required energy and muscle strength. Now you know what keeps an athlete going!

About forty to fifty years ago, a lot the family homes looked the same. The father went to work from 9 to 5, the mother stayed home all day, cooking dinner, while the kids went off to school, came home and completed their homework before supper time. As you know, today is a whole new world. Today, women, moms and wives work… and the standard working hours are not 9 to 5 anymore. Today, there is more stress, more work and more costs associated with living our everyday. These are only a few of the reasons as to why the home business industry revolution is sky-rocketing. There are several words of advice in navigating through the treacherous home business blueprint.

Women have taken the proverbial “bull by the horns” within the home based business revolution. Company’s like Rodan & Fields and Nerium have created an enormous business opportunity for women to not only create additional cash, but to catapult their family into financial freedom. Men have taken notice and joined the home based business club, moonlighting at night, so they can create additional funds for their families. Whether you are a mom, dad, or single, you need to adhere to the home business blueprint.

1. Do You Like It?

When looking for a home business, the biggest question people ask is “what’s my income”? This is most definitely an important aspect of a home based business-I mean, that’s why we’re working, right? You also need to consider if this business is meant for you. Is this fun? Do I like the product or service? Personally, being a 34 year old male, I am not interested in beauty products… I’m more of a sports or travel guy. Pick something that is right for you and pick something that you will really love within your home business blueprint.

2. Is This A Scam?

Always, always, ALWAYS do your research. The internet is huge… and I mean really huge. Enormous. There are plenty of great things you can find on the internet. You can also get yourself into a lot of TERRIBLE things. Scams and people trying to take advantage of you are everywhere you look. If you come across a potential opportunity, check out the company and the person that is recruiting you. Ask the right questions and make sure to confirm everything in writing before you make any decisions-this will be a big first step when embarking on your home business blueprint.

3. The Dubya, Dubya, Dubya

The Internet is THE SINGLE MOST IMPORTANT TOOL for home based businesses. There wouldn’t be a home based business industry without the internet. With Internet, you can do everything and anything, from anywhere. You can work virtually from anywhere. With two main elements of Internet – email and websites, you can interact locally and internationally and correspond with others, instantly. The internet will be required for anything and everything as you progress through your home business blueprint.

4. Uh Yea, We’re Gonna Need Some Backup, Over

Whether you’re trying to start your home based business full time or part time, you are going to need someone to help. If you are a mom or dad wanting to do this part time, you are going to need someone to watch the kids while you focus your efforts at night. If you are a recent college graduate, you are going to need the funds to at least house you, a computer and a phone right off the bat. Depending on how fast you pick things up and how hard you work, people start generating those residual incomes within the first months of your home business blueprint.

5. It’s Your Baby, So Take Care of It!

This is a business and your business needs your attention. Treat this like any other entrepreneur starting a brand new business. How fast and how far you go is ultimately up to YOU. It takes hard work, persistence and a little creativity. The harder you put all of those things together, the faster you will ascend to financial freedom. Make sure to keep up with the recent trends in the industry and ADAPT when needed. Look, the concept of this industry is extremely easy. Anyone can do this. It just takes hard work and the will to succeed with your home business blueprint.

There are a lot of things you need to consider when deciding to take the plunge into the home based business industry. The most important things are that you work hard and continue to persevere. Like any business, you are going to have your ups and downs, but just stay positive and stay motivated. If you can weather the storms of life, you will ultimately reach the financial freedom you have been looking for on your journey through the home business blueprint.

Owning and running your own small business is a great thing to do, but it is not always easy. If you want to have success with your small business, there are some ways to do it, though. Here are some small business tips to maximize your profits and minimize your headache, even early on with the business.

The first of the small business tips that you need to remember is that in the early time of the business, you want to keep your profits as high as possible. This is not always an easy thing to do because often, especially when your business has first opened, your customers are pretty low, and therefore your money is pretty low. In order to make this happen, keep your spending as low as you can. Avoid buying anything that is unnecessary in order to keep all the money that you can.

Another of the great small business tips that you can use is about advertising. If you want to get customers, which are necessary for the success of many businesses, you will have to advertise in order to get them. Advertising is something that you should always make room for in your budget. Of course, finding the most affordable methods of advertising early on will make quite a bit of difference. It may take more work, though.

If you want to start your own small business, the market for a business is something you should consider. If there is no market for your business, you will not have any success with it. So, make sure that the people in your area will want to purchase the products or services that you will offer them. This is a very important part of having any sort of success with a business – possibly the most important in some cases, because it can often determine the success or failure of a business.

Another of the great business tips that you can use is to always take advantage of the Internet. Even if your business is not one that would benefit in any way from a website, it is a great idea to advertise on the Internet. This can greatly expand your ability to get customers. And what’s even better – Internet advertising is far more affordable than many local newspapers. This is advantageous for additional advertising at a great price, which is especially great for young businesses that don’t have a lot of money to spend on advertising.

If you have a successful small business, then you will experience all of the great advantages of it. But, you have to have a successful small business in order for that to happen. These small business tips will help you make your business more successful so that you will actually make money. Keep all of these in mind when you buy a business or when you start one of your own. They will be helpful in both cases to get your business established and help you actually make money.

It doesn’t matter if the jeans are high or low rise this season. It doesn’t even matter where the skirt lengths end up. No matter what the latest fashion style, you can wear it beautifully with a little bit of shopping savvy and a thorough knowledge of your body type. The key to wearing clothing well is to choose pieces that will accentuate your positives and minimize your – not so positives, no matter what the current fashion trend might be. All it takes is a little bit of time in front of the mirror and an honest evaluation of your shape, and you will be ready to choose the fashion styles that will look fabulous on you.

Five Body Types While every woman has her own unique shape, most will fall into one of five basic categories. The hourglass shape is wider in the chest and hips, with a narrow waistline. This is the shape that is tailor made for trendy belts, flowing skirts and v-neck tops to flatter your bustline. An apple shape is wider on the top and narrower on the bottom – perfect for the wide-leg and bootcut pants that are popular now. If you have a pear shape, you are narrower on top and wider on the bottom. There are plenty of lovely choices in the current fashion style for this figure as well. Try the current fashion trend of longer jackets and sweaters with a v-neck blouse underneath to make the most of your assets.

The petite figure is fortunate today, because there are many pieces in the latest fashion style designed just for her. Beware of outfits that cut you off at the middle, shortening your already small physique. Cropped jackets and straight leg pants are the perfect choice for this figure. Finally, for those who have been blessed with a long, lean shape, your options are fairly wide open when it comes to the latest fashion style. Sometimes the most challenging aspect of this figure type is finding clothing that is long enough to accommodate your tall stature. The good news is that many retailers are now offering many of their fashion styles in tall and long sizes just for you. 

Fashion style will come and go, but knowing how to wear those trends will make the difference between a fashion savvy dresser and a woman who is a slave to the current fashion style. Get hip to your body shape and choose your latest fashion style according to what will look good on you. Clothes worn well are always in style.

Polyures and epoxy coatings are a new breed of concrete coatings with extraordinary benefits when properly applied with the highest quality blends. They are being applied by a small but growing network of highly skilled flooring entrepreneurs around the country. The highest quality polyureas are not massed produced. They require an investment in specific equipment and mastery of the application system.

The Application System

The first step is to acquire high production concrete grinding equipment. These are high torque grinders that cut the concrete easily. They have specialized dustless vacuum systems minimizing airborne dust. Surface preparation is critical to successful application. High spots throughout the floor are leveled, including along expansion joints, which typically are higher than most areas of the floor. Polyureas are not a self leveling product like epoxy. Epoxies tend to have varied thickness throughout the floor. Polyureas perform best with a smooth level surface resulting with a consistent coating thickness.

Once the floor is ground smooth, cracks and damaged areas, including expansion joints, are repaired with a filler compatible with the coatings. These repair products are solvent free, do not shrink, are flexible and impact resistant.

Once the floor is ground and cracks, expansion joints and damaged areas repaired, the floor can be coated. Polyureas are fast curing, avoiding downtime between repair and application.

Benefits

    1. Increased Adhesion – Grinding opens the pores of the surface allowing the first coat of the polyurea to soak into the concrete. This is typically a coat of approximately 4-5 mils thick. There are no solvents and therefore no shrinkage. The second coat is 11-12 mils thick. The combined coats become part of the floor capping off moisture pressure.
    2. Delamination Resistant – Polyurea ingredients are high quality and expensive to blend. The cross linking strength is extraordinary and will not break down due to efflorescence in the concrete. The ability to soak into the surface means the coating is part of the floor, not stuck to the surface. In most cases the concrete will break before the coating comes off.
    3. Bacteria Resistant – The highest quality polyureas are engineered to resist scratching. Micro scratches that do appear, have straight edges, not frayed. A straight edge will not harbor dirt and trap moisture that causes bacteria growth. Frayed micro scratches trap moisture and dirt creating bacteria growth and making floor difficult to keep clean.
  1. Floor Types – Polyureas are excellent for all concrete flooring. They are applied with exceptional performance for all industrial floor types including, warehouses, laboratories, distribution centers, restaurants, retail stores, dog kennels and medical facilities.
  2. Low Maintenance – Being scratch proof prevents dirt buildup. Floors are easy to clean with neoprine squeegees and look great for years. If they do start to fade, they can be lightly sanded, and a single, fast curing new coat can be applied. Service can be restored the following day.

Every woman starts to become interested in skincare as she ages and sees those fine lines forming around her eyes and mouth. Those wrinkles and sagging skin that just doesn’t glow like it used to. And many women start to realise that natural skincare products are by far the best skincare products. But how do you find the best natural skincare products?

However the first question to ask is why would you want to use natural skincare products? What does “natural” mean and what is the difference between “natural” skincare products and other skincare products?

There is no formal definition of “natural” when it comes to skincare and anti aging products. However to me “natural” means “safe” skincare products.

Safe? Aren’t all skincare products safe? Why would they be unsafe?

Sadly the answer is that not all skincare products and anti aging products (or cosmetics or beauty products for that matter) are safe. It is gradually becoming known that many skincare and anti aging products and cosmetics, perfumes, body care and beauty products contain ingredients that may in fact be damaging to your skin or even your health. I first became aware of this when my young daughter had a terrible skin reaction to her first use of cosmetics when she had her first ballet concert, and have been interested in this ever since.

Many ingredients that go into our skincare products and cosmetics in the US are banned in other countries, like European countries. But here it’s perfectly legal to use suspect ingredients in our skincare and anti aging products and the FDA doesn’t regulate against this. The problem is so bad that there are whole organizations set up to try and foster the manufacture of safe skincare products and cosmetics.

I’ll give you an example. A recent study found lead in over 50% of big brand lipsticks tested. Scary isn’t it?

So many people are turning to natural skincare products and cosmetics to find safe products. And of course they want to find the best natural skincare products because the companies that make skincare products from all natural, and safe, ingredients, aren’t the big brand name companies.

Most companies that make natural skincare products have signed the “Compact for Safe Cosmetics” to evidence their commitment to producing safe products. And these natural skincare products are usually much more effective than their less safe but more well known cousins which you see advertised on TV and on the shelves of the stores.

That’s because the companies that make the best natural skincare products are small niche companies. They can’t compete on marketing budget, so they compete on product quality. To survive they need to produce top shelf products so that customers come back over and over again. So they don’t need to spend up big on TV advertising.

There are excellent natural skincare products made up into a complete scientific skincare system that are available to buy and are safe to use, and extremely effective. They aren’t made by the big name skincare companies or cosmetics companies, but if you manage to find them they are cost comparable or even cheaper than the big brands, and safe to use.

How many times a week do you wake up and just hate the way your hair looks? Is your hair too frizzy, too dry? Is it too thick, too thin? Do you have a unappealing hair cut? Do you ever get compliments on the way your hair looks?

Don’t despair, because there is hope for your hair style. The options for changing or fixing your hair are many and whether you are willing to spend thousands of dollars or just a few dollars, there is something that you can do.

Some of the major hair problems are Damaged Hair, Frizzy Hair, Thinning Hair and Unflattering Hair Styles. There are quick, inexpensive fixes. See below for complete details:

Damaged Hair:

The easy fix for damaged hair is deep conditioning treatments. Ask your hair stylist for the best product for your hair, or take a trip down the hair products aisle at your local drugstore. If your hair is extremely damaged, you may want to start with a once weekly deep conditioning treatment. Wash your hair normal in the shower and towel dry. Apply the deep conditioner all over the hair and wrap the hair with plastic. The plastic helps to keep heat in and make your conditioner go to work. Leave the conditioner on for about 30 minutes.

Also, try to give your hair a rest from heat appliances such as curling irons and blow dryers, as well as chemical processing.

Frizzy Hair:

It seems that as you get older, your hair tends to get frizzier. The weather and humidity never help. The easy fix for frizzy hair is to use lots of conditioner every time you shampoo, and follow with a serum or balm that contains silicone. Some products work better than others and it may take some experimenting to find just the right product for your hair. Although flat ironing your hair can zap away the frizzies in just a few minutes, you should limit using the flat iron since you might be adding to the frizzy problem in the long run with repeated use of the iron.

Thinning Hair:

As more and more women are experiencing thinning hair, the hair products industry is developing more and more products to help with this issue. If you have serious thinning, you may want to visit a dermatologist for more treatment options. Find a good daily vitamin to take that is designed for hair and skin issues. Many of the hair loss products companies, like Nioxin sell a daily vitamin that is supposed to support hair growth.

Hair extensions offer a temporary solution to camouflage the thinning hair, but you must be very cautious about the type and method used as hair extensions have been known to cause even more thinning issues if not done properly.

Unflattering Hair Styles

If you are not happy with your hair style, then you may want to start over by evaluation your face shape. The shape of the face can really make or break a hair style. Knowing what you should have or shouldn’t have in a style can be crucial to the outcome. With the invention of hair style imaging software, you can do a little research before you get your hair cut. Some programs even allow for you to try on a hair style by uploading a picture of yourself. This software even works for checking out a color change.

In short, if you want to do something about your current hair style and feel lost, then you should know that there is hope out there and you could make just a small change to update your hair and grow to love it.

Running a business can be one of the most rewarding and satisfying ventures one can partake in life. However, running a business can also be an extremely demanding, and at times, stressful career move. Luckily there are a wide range of business services that can help to take some of the weight off of your shoulders and allow you to focus on the core elements of your business.

The first service is chartered accountancy. A huge part of your business is going to be dealing with the financial aspects of its day to day operations. Many feel employing the services of an accountant to be a bit of a waste of money. This is usually because they have some understanding of what is needed and required and feel that they will be more than capable of keeping on top of all their accounts and book keeping. Although this may be fine for small businesses or start ups, as a business grows, so does the amount of accountancy work. Another point to make is that hiring an accountant is not as expensive as many would be lead to believe. So for a small yearly fee, you could rest assured that your accounts are being professionally managed, allowing you to focus on your business.

Another popular service is outsourced sales and lead generation. Today, more than ever, businesses are outsourcing their lead generation and sales tasks; so that they can focus their in house teams efforts on the key aspects of the business. Outsourcing is beneficial in many ways and can have a huge impact on the growth and success of a business. When you outsource a service such as lead generation and sales, you are acquiring the service of a highly skilled and dedicated team who are specifically trained to excel in sales and lead generation. This means that less time is spent training staff in-house, allowing that management time to be set to more important, core aspects of your business. Another huge benefit of this outsourced service is the quality and quantity of the leads and sales that you will receive. By allowing highly trained, professionals deal with these parts of your business; you will be rewarded with more relevant leads, and a larger volume of sales.

Finally we have Records Management. Although not a service that will improve sales or leads, records management will improve the organisation and efficiency of your business. Records management or Document Storage as it is often referred to, is when your business documents and media is stored in an external storage facility. This will free up a lot of office space and lead to a more organised and efficient way of operating your business. A good Records Management facility will allow you to quickly and efficiently access any of your stored documents at any point. These facilities are kept at optimum temperatures and are closely guarded, meaning your documents will be safe and in perfect condition should you require them.

These are just three of the many services that could improve and enhance your business. By employing one or a few of these business services you could find yourself with more time to focus on the core aspects of your business, leading to a more successful business for you and your staff.